L i f e comes in under the radar while we’re looking the other way. Credit cards work like that–easing up from the muck at night while you’re sleeping. They slide in and siphon all your gas, compound your running balance, and dump off some fees.. That’a ll before you coffee-fuel and peek at whatever. We can do better.
Steve, Our Money-Man, did infinitely better when he was 15. Steve felt the spirit, and much more importantly, he followed through. Our crack money man nickled-up a wooden box on his stunningly designed cubic nightstand. That’s right–filled it in neat paper-rolled nickles. Why? Because it created energy. Get it? Little did he suspect at the time that much later this making-material act, would be all the more needed now. Isn’t that a kind of prescience?
Digital dollars; out of sight, and alien to natural human tools.
The intangibility of digital currency is not your friend. It requires a response, if one intends on watching their financial edge.
The humble credit card so dear to so many has long been known to be a very nasty actor. Never has anything weighing, whatever, caused so much evil and blind profitless toil. Maybe that’s why people usually hide them in their pockets. Only filthy soul-crushing student comes close. “OH my slinky lover let me count the ways you will:”
If you have one, they’re hoping you’ll let your balance ride forever. Rule 1. Get out from under full-stop. Pay full every time.
-Credit Card Rap Sheet-
1. Transformed the direct and concrete, to indirect and intangible. Out of sight out of mind. Not exactly yet problematic to human ways. Double trouble here.
2. Line of Credit. The extension of credit simply opens the vault door, even if there’s no vault. Oops. Its’ great once you learn the very simple rules of cards, like pay the fucker off every month and keep the wolves from the door.
3. Time. Money buys time. You use it you own it. Pay for their money if you will, but make it count. Credit cards are tools, not indulgence pools.
Credit card FAQ; 400,000 little rules to live by yo.
5. Sliding in late de-pantsing. Slide in late on any payment in the bank turns your pockets inside out. Then they de-pants you, right in their digital lobby. But they won’t be done yet yo.
6. Credit Rating Meltdown. Ask Equifax and former CEO Richard Butt-Munch-Smith about epic holistic meltdowns. Ask him after you cool down how it affects you credit when preventable mistakes happen.
These sorts of things you need about as much as horizontal lightening. Someone else wins and it’s only fun for a flash.
Thanks for reading. Keep looking.
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