Equifax Man. Steal It. Sell It.

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-READER’S CHOICE-

From our crew to You.  Thank You for taking the time to send Us a Like.  It matters.

What’s

not to love? Equifax, Experian, and TransUnion, all high-jacked your data, regularly sell it to whomever they please, refuse you a slice, make you beg or pay for access, and then in Equifax’s case lose it. Where does that leave you? STOCKJAW takes a look.

Identity thieves, drug cartels, and the mob all behave in the above manner. After creating the problem, the credit cartels now want to sell you the “solution.” Sound familiar?  Speaking solely for ourselves, we want some pay-back. But how? Can we make them work for us?

These companies deal in your sensitive data, but can’t promise to keep it safe, even from their own bungling. Perhaps they can provide some safety from other thieves. In varying ways they’ve provided a process. Here’s precisely how.

skull-2874993_1920
Dia de los carteles de credito.(Day of the credit cartels.)

Has

Equifax changed?  Should you freeze your credit?  Still?  Well, no, and yes. Equifax is still a suck fish, and probably a data bumbler in process.  Our three lovely credit bureaus behave exactly like drug cartels.  Did you give them permission to peddle your data for a fee?  We didn’t.  Do you get a slice?

Yet we’ve cooled from white-hot mad, and warmed from a permanent lock-down credit freeze.  Equifax has helped, and Experian also.  TransUnion simply sucks.

 Only Equifax has lost your data, so far, as far as we know.  Be patient.  Equifax now has many other products to sell you, most of which are pure rubbish.  Here’s a big one for free.

 

The mind-bending negligent blundering of Equifax exposed most Americans to possible financial disaster.  Why?  They simply didn’t git a damn.  They were repeatedly warmed, by their hired security firm, and did nothing.  Check the facts.  We did.  That’s not over.  That will never be over for you.  But you can protect yourself.

Equifax, Target, TJx, Marriott.  Remember them?  All and many others have lost your data–through hacks mostly.  Cyber-security is a hallmark of our age, and our future.  Think IOT everything.  Someone is going to hack your thermostat, baby cam, car, and then your flossy front door.  Guess what?  They’re working on that right now.  Each of those are sensitive right?  What’s left?  Your financials.  They want those as well.

Paranoia, a cross-cut shredder, and a credit freeze remains the best tools  to protect yourself from devastating identity theft.  But then you want a car, or a card right?  Hum.

Now you can get the parasitic credit cartels to protect you.  Yes–it’s free, and painless.  You still protect yourself by locking, and unlocking your credit file, but now it’s almost painless to toggle.  The easiest way differs with each of the three bureaus.  Here’s how it’s most easily done. 

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A full out credit freeze locks everything down. Remember when you used to get all those great card offers? We do. We don’t much now. Want more 0%? Here’s the fix.

The credit cartel offers you a nice new service worth your effort.  Ironically Equifax provides a viable answer to your needs.  Why not?  They fabulously magnified the trouble.  Under the “PRODUCTS & SERVICES” tab on the site you’ll find. “Lock and Alert.”  Lock and Alert offers a toggle switch you can use to lock and instantly unlock you credit file.  It is actually nice.  It is easy.  We now use it.  Simply open an account.  That’s it.

Equifax now offers you a better than “freeze.”  Fast, easy, and free.  If your file is currently frozen, bring the 10-digit PIN located on your freeze confirmation letter.  After trying it, we resent Equifax a little less.

Equifax

graphic, equifax
If you land on the homepage click the header. Then on the next page hit PRODUCTS & SERVICES. Then scroll down to the fifth item “Lock & Alert.” That’s it. It’s free and fast. If your credit is already frozen, bring your 10-digit code.

Simply go to PRODUCTS & SERVICES, and slide down to “Lock & Alert.”  Or use our link below.  That’s it.

https://www.equifax.com/personal/products/credit/credit-lock-alert/

Experian

Simply scroll just below the smiling woman to “What would you like to do?”  Click the blue box on right.  Fill out the simple form–10-digit PIN required.  Temporary lift is super easy, with pop-up calendar.  It is truly exactly that easy, and fast.

https://www.experian.com/freeze/center.html

For those who may prefer the phone, here it is;

1-888-397-3742

TransUnion

The worst by far.

TransUnion ranks as the worst the web has to offer.  It’s a big messy ad.  Like Equifax, TransUnion’s homepage is one big pimp.  Below lies the facts.  Check the gray ribbon at bottom.

“OFFER DETAILS: Your TransUnion Score & Credit Report are available as part of our subscription credit monitoring service. You will be billed at the low cost of only $24.95 per month (plus tax where applicable).”

graphic, transunion
We’re here to help–if you can defeat our promotion mixer. The ugly $24.95 a month curse described in the gray ribbon below.  Clinking on the header leads to even more pimping, until finally diverting you to another foul site.  Go old school–call.

The TU homepage targets you, and clicking the header for more diverts you to TrueIdentity.com, who then also pimps you, and then data mines you.  TrueIdentity claims many things, including that it’s free.  That doesn’t include the time wasted.

You have to sign up to find out what it really does.  We dodged the distasteful messy website altogether by simply phoning.  Why not?  We locked and unlocked old school in minutes.  Done.  Have a look.  Or skip this promotional maze and dial;

1-888-909-8872

TransUnion.com

https://membership.trueidentity.com/tucm/orderStep1_form.page?offer=TID10103&PLACE_CTA=home:center:ti&_ga=2.231408091.538565936.1548417189-1786439018.1548417189&_gac=1.207946406.1548417189.EAIaIQobChMIn5aytu-I4AIVED0MCh34WgKvEAAYASAAEgI14_D_BwE

Savor one of our most popular pieces–credit freezing, and cards of every kind.

Exactly How Vulnerable Are You?  Broom And Lock Down.  Before the Rain Booms.

https://stockjaw.com/2018/01/30/exactly-how-vulnerable-are-you-broom-and-lock-down-before-the-rain-booms/

Here to cut the crap and get at the good stuff.

graphic, cover, lookin' for the good stuff

STOCKJAW

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Additional resources:

Investopedia.com.  Seriously Wonderful.  Fact.
http://www.investopedia.com/
Charles Schwab.  In Our Opinion, the best broker going.
https://www.schwab.com/public/schwab/client_home
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