Giddy Spring Joy. Blame it on Your IRA.

 

April

brings joy. It marks a turning point. Bubbles of inspiration tickle our spirits. Why not? Well, taxes? We’re here to remind. We’re simply brimming with four joys of this new season.  Our taxes are done and with very little pain. But what pays you? Everyone get the relief of finishing.

 

The federal forced march toward the 15th becomes merely a memory. Repeat our move, if you haven’t already. That pays you.  Many know the abiding truth. Available to you each year, and every year there after, is a safe place from which to file. Once done, it’s forever. That’s a joy right?

 

Once there, you can simply be there, annually, at this very time of year. Birds sing there, and lunch is always Al fresco. The service is wonderful, and cheap. For many no trading reports are required. That’s a joy, right?

 

The blooms of spring lead to summer and airline tickets to places worth visiting. The money you save by the above hinted move, may just pay for your trip. Raise a glass. Our four summer kick-off joys, just for you. Two will pay you all year long. Enjoy.

 

 

woman, Paris
Tax season.  Otherwise know as “Spring.”

Who

knew tax season could get your seat-back into the full up-right position?  Suddenly you’re just there.  It’s instantly springtime on some  sun-dappled Paris side street.  Where ever you may be there’s music.  Bubbles dance in your drink and the words “I love you” tumble forth breathlessly.  Skies are blue and young dollars chirp softly safe beside harboring parents.   Meanwhile others nest snug in their cozy IRA home.  That’s right.  You’ve survived another tax roundup and life is again good.

 

 

The return of spring transforms.  The hum-drum of laundry now suddenly enlivens with inspiration in the breeze.

 

You know what we mean.  The tax clouds have cleared.  Utterly no sign of their restless boiling can be seen.  The digital drizzle has flown leaving only a bolt-blue.  It’s true.  Life is all art and form, exquisite conversation, sparkling 5G, all wrapped in moist simple goodness.

 

 

car, vw-1396112
It’s April again. Soon Americans will be in Yosemite or the French countryside. The airlines will whisk us off to find our hearts desires. The freshness of bright sunlight will restore.  We’ll once again reread “The Sun Also Rises.”  The pace of life may slow just enough for us to remember exactly why we busily do what we do.  And maybe we may even again feverishly want the banks, like yesterday.

Why?

What could cause this?  For one, tax season is over.  Finished again.  We’re done and moving straight on toward potato salad season.  Our homework is in.  Our returns have been “accepted.”  That’s one fine thing, like Danish Blue Cheese.  Anything else?  Yes.  Again we thrived secure in our IRA harbor.  We bobbed but did not pay.  For us the paying’s all over.  For years we rammed every allowable dollar into our Roth IRA and thus paid the IRS nothing.  That’s two fine things.

 

Those with IRAs of the Roth variety also enjoy another joy.  STOCKjAW wastes no time recording or reporting the tumbles of trades we make each year.  Our trades simply unfold as nature intended.  Pristinely.  How sweet is that?  We trade knowing no reporting will ever be required of us.  We untied that string of clamorous cans, thus freeing our minds to ponder deeper truths, such as capital gains.  That’s three, very fine things.

 

The compounded complexities of modern living can lean on one.  Things change almost daily, leaving more primal biorhythms to adjust as best they can.  Expecting and accepting change and increasing complexity have become our way.  That helps.  The paper of tax reporting has faded, leaving this digital trail.  We like it.  It brought unexpected fun this year.

 

 

Graphic, SJ credit score, resize
Following the digital launch of our returns we were invited. “See your credit score.” Why not? We knew it’d be fabulous. And the above is what we saw; 818 on an 850 scale. Really–screenshot yo.  Nice.  And that’s, four very fine things.

 In

these United States every woman, man, and child, have instant access to very fine things.  We know a ten-year-old with her own heavenly tax haven.  She already has one of the famous IRA houses–traditional and Ruth,  or SEP.  “America is not Canada,” I say.  “America is both civilized, and barbaric.  But not to worry,” I assure calmly.  “You’re already protected from any barbaric tax related hit-and-run.  Here,” I point down, “people of all ages are offered tax protection.  Yet one has to accept it.  You did.  Are you excited?”

 

The issues here stand perfectly clear, mostly.  Higher tax brackets must go for the traditional IRA.  The Roth is strictly for those currently in the lower brackets.  The Roth accepts post-tax dollars, leaving all future gains tax-free, even for children.  Do it for your and yours.  

 

 

Protecting your money in an IRA and a glorious credit score, will pay you all year long.

 

 

Life is assuredly good when one looks forward to next week, and year.  We can’t stop smiling, or listening to Chet Baker’s “Diane.”  Spring has sprung.  The Red buds have gone seriously mad in color as the air has warmed.  Again, you know what we mean, particularly if you have some Chase or Disney in your heart, along with an IRA.

  

 

Tunes for the Day

https://www.youtube.com/watch?v=skSx-ECpzmw

 

Stay Bright.

Paris, musician

STOCKJAW

Tell Someone.

Thanks for Reading.

graphic, flying s.STOCKJAW.COM

Images sourced from Pixabay.

https://pixabay.com/en/photos/
Pixabay.com is simply amazing–a sprawling compendium of joy.  Thank you Pixabay.  If you also know love and use Pixabay’s lavish resource, please take time to donate to them at Pixabay.com.  We do, truly.

Additional resources:

Investopedia.com.  Seriously Wonderful.  Fact.
http://www.investopedia.com/
Charles Schwab.  In Our Opinion, the best broker going.
https://www.schwab.com/public/schwab/client_home
STOCKJAW.COM EARNESTLY THANKS YOU FOR YOUR INTEREST AND WISHES YOU THE VERY BEST.  THE WORLD BEING WHAT IT IS, WE MUST POST THE FOLLOWING:  ALL CONTENT ON STOCKJAW.COM IS PURELY FOR GENERAL EDUCATIONAL AND ENTERTAINMENT PURPOSES ALONE.  ANY ACTION TAKEN BY ANY READER IS THE SOLE CHOICE AND RESPONSIBILITY OF SAID ACTOR.
Be careful.  Do the work.  Have patience, with yourself.  Never put your dreams away.
STOCKjAW

Dollars Are Employees. We Make Them Work. Slack Dollars Reborn Busy. STOCKjAW helps You make the dollars you worked for work back. Do it simple and streamlined. Or do it Full-Bore. Stocks, ETFs, and more. It's Your cash. Sj helps you point it in the correct direction.

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