CULTURE, EDITOR'S DESK, GREEDY CREEP, MEDIA, THE AMERICAN DREAM

Cord Cutter. Claw Back. Your Time, Your Dough.

APRIL 28, 2019. Music met television and they couldn’t keep their hands off one another. House on fire. MTV once played music and drove cable by outer space-sized leaps. Homes lacking a hookup became campsites overnight.
That raging fire died long ago. Prices bled into stupid while lineups bloated with garbage. Together they produced only a nation-wide hangover of singed resentment.
Today the shocking brilliance of cutting-edge creators runs more free than ever. Cable brought that, over outlets such as AMC and FX. Yet pure nonsense is devouring cable. The entire point of being an American is getting what you want, especially once you’ve Fa King paid. But cable lost that key and has no intention of providing what people want. Broadcasters grew deaf and blind over decades, left solely interested in collecting from an obdurate system blinking on “Autopilot.” And now? Cord Cutter. Claw Back. It’s you time, and your dough.

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EDITOR'S DESK, INVESTING, MONEY, THE AMERICAN DREAM, THINKING NOW

Giddy Spring Joy. Blame it on Your IRA.

APRIL 13, 2019. April brings joy. It marks a turning point. Bubbles of inspiration tickle our spirits. Why not? Well, taxes? We’re here to remind. We’re simply brimming with four joys of this new season.
Our taxes are done and with very little pain. But what pays you? Everyone get the relief of finishing.
The federal forced march toward the 15th becomes merely a memory. Repeat our move, if you haven’t already. That pays you.
Many know the abiding truth. Available to you each year, and every year there after, is a safe place from which to file. Once done, it’s forever. That’s a joy right? You can simply be there, annually, at this very time of year. Birds sing there, and lunch is always Al fresco. The service is wonderful, and cheap. For many no trading reports are required. That’s a joy, right?
The blooms of spring lead to summer and airline tickets to places worth visiting. The money you save by the above hinted move, may just pay for your trip. Raise a glass. Our four summer kick-off joys, just for you. Two will pay you all year long. Enjoy.

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CULTURE, EDITOR'S DESK, INVESTING, STOCKS, THE AMERICAN DREAM, THINKING NOW

This Bull’s Last Run?

MARCH 16, 2019. The bank engineered sub-prime mortgage melt down was ten years ago, and ten years equals one very old bull. STOCKjAW charged the desert outside Las Vegas to ponder this “late cycle” equity morass, and then the 737 Max tragedy. While trade talks lumber, our equity market suffer. While the Chinese shoot for 6%-6.5% GDP growth, our tax cut sugar-rush burns to a crisp. A recent survey of U.S. corporations reveals that 84% engaged in “no additional hiring, or capital expenditures” as a result of those massive cuts. What now?
While Europe and Asia slow we show darting sporadic cranky growth. Think Amazon and Faceplant. The bulldozer of mammoth growth we once took for granted is now firing on three cylinders and blubbing dark fits of sour smoke. And then came Ethiopia.
Even leaders run naked on this new landscape. Equity markets change–no warning. “Bam”–welcome to the NFL. Ours has. Guess what? Many of the shareholders you depend on, are rookies in this new market. All 52 cards have been tossed skyward. It’s our job to read the new patterns. Could a bucket of Martini motor lodge living help? Meanwhile, one lesson stands clear.  Look wider for your wins, and take them when offered.  Lately, “long term” means days, maybe weeks, not months or years.  

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BUSINESS, CULTURE, FUNDAMENTALS, MARKETS/ECONOMY, MONEY, THE AMERICAN DREAM, THINKING NOW

Black Ops. “Retail This.”

FEBRUARY 27, 2019. Money is three-sided. We earn it on the front side, invest it in-between, and spend it on the back. Many ways exist to handle each. Standing tough on the front end is only a piece of the puzzle. Investing is an entire stand alone story. Leveraging it on the retail back side is a saga loved by all. Who doesn’t relish retail war stories?
Using simple brute dollar power is crap. Great news. Investors have special powers, powers about which others are clueless. No? Yes. Retailers do not exist in a vacuum. Any investor knows that. But what do you do about it? Use it to get more. You can, and your working dollar deserves the support. But we are responsible to learn those available angles.
Active investors know both markets and economic conditions. Example. Retail is struggling to meet the tricky brick-and-mortar and online balance. For many, it’s the physical store that’s suffering. Amazon’s a big part of that. When retailers struggle, you can win. It’s called business. It’s what they do to you–use it back. Here’s how to leverage slow sales using a BBBY example.

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BUSINESS, FUNDAMENTALS, INVESTING, STOCKS, TECHNICALS, THE AMERICAN DREAM

Angelic ETSY. Think Creatively.

FEBRUARY 23, 2019. Each passing day seems to say that the old bull’s dead–probably. The rocket-fueled momentum that once ruled, now looks like a greasy pool.
Amazon’s glory now reads in at a sickening single year 9.8% poke. Who calls that growth? For god’s sake, a four year old can run faster than that. So now Bezos is taking pictures and the market’s standing still–like a picture. But wait.
Etsy’s here. “Hand-made goods” you ask? Zip-tied twigs and finger paint? Hold up. Who’s growing their revenue at a 5 year annualized 42.7%? No one? Wrong–almost no one. Who has a 69% gross margin? Hum hum. Who keeps laughing at the consensus estimates–and then beating them like some blind goat? Right.
Etsy reports on Monday. Last November they reported their Q3. They monkey-stomped the estimate by 110%.
D’ya see their 6.86% move yesterday? Well, that terra-stomping move was in anticipation of Monday’s Q4 report, and perhaps another savage consensus estimate beat-down.
People love making things with their hands, as well as making money. We love that. ETSY knows all that, and much more.
Thus they built a place to make creativity pay. It can pay for you too. S&P 500 1 year return 3.28%. ETSY, 1 year share price growth 169.4%. No one’s laughing now–except us.

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CREDIT CARDS, CULTURE, EDITOR'S DESK, MONEY, THE AMERICAN DREAM, THINKING NOW

Service Sector Speak. From Citi To The Savoy, It’s All Just Wallet-Prying Word Play.

FEBRUARY 19, 2019. Being treated with “Elite” status feels up-lifting, like a warm oily ass massage. And that’s precisely what it is. It’s just business. Well, of course it is. Neither your doorman or your waiter with your spoon love you.
In this world you will receive wedding “invitations” to be a”guest” with you paying the entire nut, and for the gift that absolutely everyone will see and judge. 2K later you wonder what kind of person calls you their “friend” and “invites” you to be “their guest” at a resort on the opposite coast. The wedding industry established that absurdity. That’s all just service sector speak, coast to coast.
Often, very smart people direct very clever and chic businesses. That includes many financial services “firms” flogging frozen dog scat they refer to as “retirement planning.”
Such people intimately know how to open your wallet effortlessly. No crowbar required. That’s their dollar snugged into your wallet. They do this magic like a stone pro, and they are. You are the wallet-flower they cooz into bloom. Next and without exactly realizing it, you’re burning for that honey love. It’s all good yo, if you enjoy being played. But it’s gonna Fa King cost you.

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BUSINESS, CULTURE, EDITOR'S DESK, MEDIA, MONEY, THE AMERICAN DREAM, THINKING NOW

Peyton’s ProFlowers? Done Gone Pro–Again.

FEBRUARY 10, 2019. Peyton Manning is a–well, everybody knows who Peyton is. But did you catch his TV spot? So there we were watching the play-offs or whatever and bam–flowers. Peyton had gone pro–again. With what team?
Peyton went pro a second time with ProFlowers. Huh?
ProFloweers is an e-commerce flower retailer operating out of San Diego. Created back in 1998 by a guy named Jerod Polis, it was later rebranded as Provide Commerce(Nasdaq:PRVD), which in turn became a wholly-owned subsidiary of Liberty Media. After that and every couple of years beginning in ’08 PRVD rolled up other gifting companies. They send our gourmet foods, fruit baskets, flowers, and the like.
Then in ”14 PRVD was itself purchased by FTD, the company most simply know as another flower delivery service.
Sport lovers love star power. What’s better? Flowers? No. Becoming a hero. You can. We did. How? Easily, and it was smart as–. We ordered–in minutes. Here’s what happened, as seen through our post-delivery email to the company. We’re hoping not to get sued for the screenshots. But then, why would they? We loved the whole experience. Well, except for that one filthy little surprise.

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