CREDIT CARDS, GREEDY CREEP, INVESTING, MEDIA, MONEY, THE AMERICAN DREAM, THINKING NOW

Oops…Somebody’s Thinking.

JULY 21, 2019. Savvy people have no “betters.” They realize complaining accomplishes Fa King nothing. Savvy people only do so after the work is done, and just for fun. Shaking the robbers off of your money is like soaking the sump pump stink out of old shoes.
Wall Street’s job is to lie and steal, concoct and on occasion create, a moment you can actually use. No sump pump on the planet’s strong enough to suck that stink out of Wall Street. No juke you can throw will fully dodge their busy hands.
However, you can keep things relatively fair when it comes to your retirement and investments.
No one-time fix exists. It’s more about containment, while creating your own good. “Oops…Somebody’s Thinking.” Nice.

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FUNDAMENTALS, INVESTING, STOCKS, TECHNICALS, THE AMERICAN DREAM

TREX. That’s What’s Next.

MAY 28, 2019. Precisely how much reflected excitement is socially appropriate?  You’re wine touring your best neighbor’s mammoth new hot tub, when you notice it’s clad in exquisite  redwood.  Is it right to raise a toast “Fa King awesome–those redwoods sucked anyway.  All they ever did was stand there.”  How about when a cousin coos abut her  new cedar wood shingles, and she borders a fire zone?  “Nice–of course,” you nod vigorously, lying your ass off with nowhere to stare.  “Filthy buggers.  You ever seen that crap that comes off cedar trees?  Might as well have been you.  They were just beggin’ to be nailed to someone’s roof.”
Life is weird, and situations arise, like grossly over-built 10,000 square foot decks.  But then there’s Trex, actually making American life seem more sensible, and sustainable.  In fact, everyone can feel distinctly better about our decades-long rap sheet of single-swipe plastic bags. That’s what Trex uses to make its’ stuff.
Natural resources are not endless.  Most are not renewable, trees included–unless you enjoy fields of stumps.  Meanwhile, the true filth of the chemical industry remains slightly more contained as no one needs to slather their completely unused and already half-rotted back deck in paints, or stains, and sealants.  Why?  Trex.  Live like an American, while leaving every tree right where it lives.

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CULTURE, EDITOR'S DESK, GREEDY CREEP, MEDIA, THE AMERICAN DREAM

Cord Cutter. Claw Back. Your Time, Your Dough.

APRIL 28, 2019. Music met television and they couldn’t keep their hands off one another. House on fire. MTV once played music and drove cable by outer space-sized leaps. Homes lacking a hookup became campsites overnight.
That raging fire died long ago. Prices bled into stupid while lineups bloated with garbage. Together they produced only a nation-wide hangover of singed resentment.
Today the shocking brilliance of cutting-edge creators runs more free than ever. Cable brought that, over outlets such as AMC and FX. Yet pure nonsense is devouring cable. The entire point of being an American is getting what you want, especially once you’ve Fa King paid. But cable lost that key and has no intention of providing what people want. Broadcasters grew deaf and blind over decades, left solely interested in collecting from an obdurate system blinking on “Autopilot.” And now? Cord Cutter. Claw Back. It’s you time, and your dough.

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EDITOR'S DESK, INVESTING, MONEY, THE AMERICAN DREAM, THINKING NOW

Giddy Spring Joy. Blame it on Your IRA.

APRIL 13, 2019. April brings joy. It marks a turning point. Bubbles of inspiration tickle our spirits. Why not? Well, taxes? We’re here to remind. We’re simply brimming with four joys of this new season.
Our taxes are done and with very little pain. But what pays you? Everyone get the relief of finishing.
The federal forced march toward the 15th becomes merely a memory. Repeat our move, if you haven’t already. That pays you.
Many know the abiding truth. Available to you each year, and every year there after, is a safe place from which to file. Once done, it’s forever. That’s a joy right? You can simply be there, annually, at this very time of year. Birds sing there, and lunch is always Al fresco. The service is wonderful, and cheap. For many no trading reports are required. That’s a joy, right?
The blooms of spring lead to summer and airline tickets to places worth visiting. The money you save by the above hinted move, may just pay for your trip. Raise a glass. Our four summer kick-off joys, just for you. Two will pay you all year long. Enjoy.

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CULTURE, EDITOR'S DESK, INVESTING, STOCKS, THE AMERICAN DREAM, THINKING NOW

This Bull’s Last Run?

MARCH 16, 2019. The bank engineered sub-prime mortgage melt down was ten years ago, and ten years equals one very old bull. STOCKjAW charged the desert outside Las Vegas to ponder this “late cycle” equity morass, and then the 737 Max tragedy. While trade talks lumber, our equity market suffer. While the Chinese shoot for 6%-6.5% GDP growth, our tax cut sugar-rush burns to a crisp. A recent survey of U.S. corporations reveals that 84% engaged in “no additional hiring, or capital expenditures” as a result of those massive cuts. What now?
While Europe and Asia slow we show darting sporadic cranky growth. Think Amazon and Faceplant. The bulldozer of mammoth growth we once took for granted is now firing on three cylinders and blubbing dark fits of sour smoke. And then came Ethiopia.
Even leaders run naked on this new landscape. Equity markets change–no warning. “Bam”–welcome to the NFL. Ours has. Guess what? Many of the shareholders you depend on, are rookies in this new market. All 52 cards have been tossed skyward. It’s our job to read the new patterns. Could a bucket of Martini motor lodge living help? Meanwhile, one lesson stands clear.  Look wider for your wins, and take them when offered.  Lately, “long term” means days, maybe weeks, not months or years.  

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BUSINESS, CULTURE, FUNDAMENTALS, MARKETS/ECONOMY, MONEY, THE AMERICAN DREAM, THINKING NOW

Black Ops. “Retail This.”

FEBRUARY 27, 2019. Money is three-sided. We earn it on the front side, invest it in-between, and spend it on the back. Many ways exist to handle each. Standing tough on the front end is only a piece of the puzzle. Investing is an entire stand alone story. Leveraging it on the retail back side is a saga loved by all. Who doesn’t relish retail war stories?
Using simple brute dollar power is crap. Great news. Investors have special powers, powers about which others are clueless. No? Yes. Retailers do not exist in a vacuum. Any investor knows that. But what do you do about it? Use it to get more. You can, and your working dollar deserves the support. But we are responsible to learn those available angles.
Active investors know both markets and economic conditions. Example. Retail is struggling to meet the tricky brick-and-mortar and online balance. For many, it’s the physical store that’s suffering. Amazon’s a big part of that. When retailers struggle, you can win. It’s called business. It’s what they do to you–use it back. Here’s how to leverage slow sales using a BBBY example.

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BUSINESS, FUNDAMENTALS, INVESTING, STOCKS, TECHNICALS, THE AMERICAN DREAM

Angelic ETSY. Think Creatively.

FEBRUARY 23, 2019. Each passing day seems to say that the old bull’s dead–probably. The rocket-fueled momentum that once ruled, now looks like a greasy pool.
Amazon’s glory now reads in at a sickening single year 9.8% poke. Who calls that growth? For god’s sake, a four year old can run faster than that. So now Bezos is taking pictures and the market’s standing still–like a picture. But wait.
Etsy’s here. “Hand-made goods” you ask? Zip-tied twigs and finger paint? Hold up. Who’s growing their revenue at a 5 year annualized 42.7%? No one? Wrong–almost no one. Who has a 69% gross margin? Hum hum. Who keeps laughing at the consensus estimates–and then beating them like some blind goat? Right.
Etsy reports on Monday. Last November they reported their Q3. They monkey-stomped the estimate by 110%.
D’ya see their 6.86% move yesterday? Well, that terra-stomping move was in anticipation of Monday’s Q4 report, and perhaps another savage consensus estimate beat-down.
People love making things with their hands, as well as making money. We love that. ETSY knows all that, and much more.
Thus they built a place to make creativity pay. It can pay for you too. S&P 500 1 year return 3.28%. ETSY, 1 year share price growth 169.4%. No one’s laughing now–except us.

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